Navigating Warranties & Guarantees as a Homeowners

By Published On: August 22, 2023

“Navigating Warranties & Guarantees: What Homeowners Should Expect from Contractors”

Congratulations! You’ve either just wrapped up a construction project or are on the brink of starting one. Regardless of where you stand, there’s an essential component to consider – warranties and guarantees. Understanding what to expect and request in this realm will ensure your investment stands the test of time. Let’s dive in.

1. The Difference Between a Warranty and a Guarantee

Firstly, it’s crucial to understand the distinction:

  • Warranty:

    Typically a written assurance that any defect, inadequacy, or malfunction due to materials or workmanship will be addressed by the contractor at no additional cost to the homeowner.

  • Guarantee:

    Often seen as a broader promise or assurance that the project will meet specific standards or outcomes.

2. Types of Warranties Homeowners Should Expect

a. Materials Warranty:

Manufacturers often back their products with warranties. For instance, a roofing company might offer a 20-year warranty on its shingles. Always ask your contractor about any product warranties and ensure you receive proper documentation.

b. Workmanship Warranty:

This warranty is directly from the contractor, ensuring that the project’s installation or construction has been executed correctly. It generally covers defects arising from incorrect installation rather than product failure.

c. Structural Warranty:

For projects that involve structural work or additions, a structural warranty is crucial. This assures homeowners that the structure’s integrity will last, usually ranging from several years to a decade.

3. The Importance of a Written Guarantee

While warranties are generally written, guarantees can sometimes be verbal. However, it’s always wise to seek a written guarantee. This document should outline:

  • The project’s expected outcomes
  • Duration of the guarantee
  • Any exclusions or conditions

4. What If Something Isn’t Covered?

No warranty or guarantee will cover everything. It’s vital to discuss and clarify:

  • Maintenance Responsibilities: Regular maintenance might be required to keep warranties valid.
  • Natural Wear and Tear: While defects will be covered, natural degradation over time typically isn’t.
  • Acts of Nature: Damage from natural disasters or unforeseen incidents may not be covered.

5. Questions to Ask Your Contractor

To ensure you’re adequately protected, consider asking your contractor:

  • What types of warranties and guarantees do you offer?
  • Are there any maintenance steps I need to follow to keep the warranty valid?
  • In case of a problem, what’s the process to make a claim?
  • Can you provide references from previous clients who’ve made warranty claims?


Your home is more than just a structure – it’s an investment. Ensuring you have the right warranties and guarantees in place will offer peace of mind and safeguard against future issues. Always be proactive in discussing these with your contractor, and don’t hesitate to ask questions to clarify any uncertainties.

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